B&S Enterprises offers a variety of financial solutions for agriculture sales, parts and repairs. Call us today for more information @ 252-264-2400 or 252-237-0006 or fill out a Credit Application below to set up an account and email it to This email address is being protected from spambots. You need JavaScript enabled to view it.!

Financial Options:

CNH Capital

Your financing partner. At CNH Capital, we provide agile, responsive and specialized assistance, so our customers can meet any financial challenge that comes along. Count on CNH Capital for equipment financing, leasing, insurance, revolving credit lines and more. We pride ourselves on our ability to deliver flexible, innovative financing solutions that help our customers succeed in business.

CNH Capital Productivity Plus

Productivity Plus is an exclusive line of credit designed for one purpose - to help maximize purchasing power and productivity. Use it for all your parts, service, attachments and accessory needs every time you visit B&S Enterprises. It's a great way ro track business expenses and stay on top of spending. Plus, it comes with exclusive benefits.

Exclusive Benefits Include:

  • BUYING POWER –With special offers throughout the year, your money can go further
  • FLEXIBILITY – Choose what works for your cash-flow needs: Pay in full each month by the due date to avoid interest charges or make minimum monthly payments
  • CONVENIENCE – Access and manage your account online on your own time, anytime.
  • SIMPLICITY – Easy-to-read, itemized statements (at participating dealerships) take the hassle out of managing your expenses
  • PROTECTION – Zero liability for unauthorized charges
  • Credit Application
  • How to Make a Payment

DLL Financial Solutions

To you, there's no such thing as "typical" land use. Whether you’re a large-scale producer or a hobby farmer working on acreage, you have equipment needs. DLL can help you make it happen. DLL is now available at B & S Enterprises, Inc.

Farm Credit Express

Farm Credit EXPRESS, an equipment financing program offered by Farm Credit, is now available at B & S Enterprises, Inc.Financing is available for farm equipment, irrigation systems, equine and AG commodity trailers, offering both loans and leases to the hard-working men and women in agriculture.. The program offers competitive rates and terms. Ask your local dealer for information about Farm Credit EXPRESS rates the next time you need to finance a piece of equipment.

Insurance and Protection solutions:

CNH Insurance

PROTECT YOUR EQUIPMENT FROM THE UNEXPECTED. Physical Damage Insurance (PDI) provides coverage to repair or replace your equipment in the event of direct physical loss or damage. Covered perils include, but are not limited to: collision, theft, vandalism, wind, hail, earthquake, fire, flood, tornado, overturn, ingestion of foreign objects and vermin infestation.

Key Advantages Include:

  • No Waiting Period – coverage is available immediately for eligible equipment.
  • Guaranteed Premium – premiums will not change for the term of your CNH Industrial Capital loan or lease.
  • Deductible Options – flexible deductible options are available to meet your needs. One deductible per occurrence for multiple pieces of equipment covered on the same policy.
  • Prompt Claim Service – provided by knowledgeable professionals who understand the equipment business.
  • For more information View Brochure

CNH Insurance

PROTECT YOUR EQUIPMENT BEYOND THE BASE WARRANTY PERIOD. Get peace of mind knowing your equipment is protected beyond the Manufacturer's Base Warranty Period with a Purchased Protection Plan (PPP). Available on new and used equipment.

Key Advantages Include:

  • Peace of Mind – extended equipment protection.
  • Flexible Options – flexible payment and term options, customized plans to meet your individual needs.
  • Dependable Service – eligible repairs completed by authorized service technicians using genuine OEM parts.
  • Transferable Protection – new equipment plans may be transferred to a new owner at no charge.
  • For more information View Brochure

AG Guard

Ag Guard extended service contracts are now available at B & S Enterprises, Inc. The coverage protects you from costly failures after the base warranty expires at a sound value compared to the risk.

Key Advantages Include:

  • Claims Paid Quickly – Ag Guard pays claims fast. We review claims with the intent to pay them. We do not look for ways to deny a claim on some technicality.
  • Ag Focused – Established in 2001, our team is made up of tenured experts from the Ag industry who are focused on providing products and services to help you better succeed.
  • Fair and Flexible Terms – Our programs are designed for your needs. If we don't already have a product that works for you, we'll do our level best to create a customized solution.
    • Plans to match your machine's lease terms
    • Coverage available on most brands up to 5,000 hours on equipment up to 10 years old
    • Powertrain, Powertrain + Hydraulic and Platform coverage options
    • Coverage is transferable at no cost


    Farm Bureau

    If you are not a member of N.C. Farm Bureau, you can go to www.fbadvantage.com and sign up today. If you are currently a member Click Here and print a certificate worth $300-$500 towards your next Case IH purchase.

    Farm Bureau members will receive a manufacturer's incentive discount of $300-$500 depending on the tractor of implement acquired. Members should negotiate their best deal with their preferred Case-IH dealer and then add the manufacturer's incentive discount to the bottom line. There is no limit to the number of incentive discounts that a Farm Bureau member may use so long as it's no more than one per unit acquired and the acquisition(s) is/are made for their personal and/or business use.

By clicking “Accept”, you agree to the storing of cookies on your device to enhance site navigation. For more information click "Privacy Policy".